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Wolvers
Pack - 3,2,1 Buy Down and Special Financing
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SAME
PAYMENT!
WHICH
HOME
WOULD YOU
WANT TO OWN?
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$129,900 |
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$250,000 |
YOU
CAN LIVE IN A NEW HOME, TOO!
If
your household income is $45,000.00 a year, we can get you
into a $250,000.00 home!
WE
WILL SHOW YOU HOW!
We
will educate you on the loan process and the many options
available.
We
will assist you in becoming pre-qualified.
We
will help you locate the home YOU
want!
We
will arrange your closing and keep you updated on the
progress.
Buyer or seller pays 6% to do the special financing.
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3-2-1
BUY DOWN OPTIONS
BASED ON A $250,000 HOME AS OF 9/7/05
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| #1:
START 1ST YEAR PAYMENT $860.05
A 3-2-1 interest rate buy down on a 30 year
fixed mortgage rate. This is buying down a 30
year fixed 1st year’s interest rate at
2.25%, year 2 at 3.25%, year 3 at 4.25% and
fixed at 5.25% for years 4 through 30. Save
$57,770.71 in interest compared with a 30 year
fixed at 5.5%. |
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| #2:
FIXED PAYMENT OF $1,123.39
A fixed for 7 years balloon at 4.375% interest.
This is a great rate for the buyer, who if they
fit the normal buyer, over 99% will refinance
or move within 7 years. With this loan you save
paying the banker $21,293.71 compared to a 30
year fixed at 5.5%, in 7 years your profit not
your bankers! |
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| #3:
START 1ST YEAR PAYMENT $790.09
3-2-1 buy down on a 7 year balloon, this interest
rate starts out with first year interest rate
of a 1.625%, second year at 2.625% and a third
year at 3.625%. Years 4 - 7 are fixed at 4.625%
which saves you a total of $27,492.55 in 7 years
compared to a 30 year fixed at 5.5% interest.
The difference in your equity or the bankers
profit, you decide! |
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| #4:
START 1ST YEAR PAYMENT $1,105.24
This is a community reinvestment loan (CRA)
at 3.375%. The maximum income the buyers can
have as a household income is $51,160 per year.
It is a 5/1 A.R.M. meaning it’s fixed
for the first five years and can adjust one
percent per year after that with a maximum of
six percent or 9.375% maximum over the life
of the loan. |
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| #5:
FIXED FOR THIRTY YEARS AT ONLY $1,290.67
For the die hard that swears they will never
move or refinance, you can’t beat this.
A 30 year fixed mortgage at only 4.75% compared
to a normal 30 year fixed today at 5.5%. We
save you $31,037.22 over 30 years. Talk about
cutting the bankers profits and building your
equity with no risk of payment changing. |
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| #6:
FIXED FOR FIFTEEN YEARS AT ONLY $1,861.31
For
the savvy investor, compare a 15 year fixed
at only 4.25% interest. Save thousands in interest
and payment. This loan will save you $160,633.80
compared to paying a standard thirty 30 fixed
mortgage at 5.5% interest. |
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| #7:
NO CLOSING COST FOR BUYER OR FREE FRIDGE, WASHER,
DRYER
Here it is, the perfect solution for renters
who have no money saved and no money to buy
appliances. With our special financing, we pay
100% of your closing costs, or give you a new
refrigerator, washer and dryer for your brand
new home 2% of the homes purchase price max. |
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| #8:
100% FINANCING INTEREST ONLY $1,046.88
Here is our most popular option! First figure
how much equity you’re getting out of
your home. Then figure up what you’re
paying today for rent or your current mortgage
payment. Now, add that amount to the car, credit
card, boat, camper or current debts you have.
With this option, you pay your debts with your equity. See how much you can save monthly
with all your other debts paid off! Then with
today’s rates, have a payment of only
$1,046.88 per month. This loan is an 80/20 interest
only. The 80% is fixed for 60 months currently,
at 4.125% and the second 20% is a home equity
line of credit (HELOC). Currently 7.125%. This loan has saved past
clients as much as $1,800 per month over what
they were previously paying monthly. |
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Timothy
& Cynthia
We were upside down in our current mortgage
because of being relocated so recently after
purchasing a home in our last location. With
the power of the no payment for 12 months option,
we were able to build our dream home in Wyatt
Woods and pay off our shortage and other debt
for the same monthly payment
$849.26 |
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Rita
Marie
After years of renting my dream happened. Wtih
thanks to Equity Funding and the Wolvers Pack,
I bought a totallly remodeled
home with $736.52 out of my pocket and recieved
$5,072.25 Free Gifted Money! |
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David
& Jeanne
We were living in an older home in Altoona and
were in desperate need of a large addition.
We had outgrown our home. With the Wolvers Pack
special 3-2-1 buydown financing we sold our
home and built a brand new home and we
saved almost a $1000 a month on our monthly
payments! |
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Joe
& Angela
We were renters. We bought a $289,900 townhouse
with Equity Funding of Iowa we moved in with
absolutely no out of pocket cost to us and now
we are owners for the
same monthly payments as we paid for rent! |
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David
& Jody
We
had an older Altoona 1 ½ story home.
With the Wolvers Pack special financing we were
able to take all of our equity and pay off debts
and moved into our brand new Wyatt Woods 2 story
home for the same monthly payment. The
magic of the lower interest rate!
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David
& Kim
We were renters. We bought a $200,000 brand
new home with $409 out of pocket. No payment
for one year allows us to pay off all our debt.
Only $997.50 a month!
NO PAYMENT FOR ONE YEAR! |
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Ricky
Ellis
I was a renter. I am a
disabled Veteran and had always dreamed of owning
my own home. The Wolvers Pack helped with VA
financing my home. With their help I
have achieved my dream and own my own home. |
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Thomas
& Deanne
We were living in a small Des Moines ranch and
wanted SE Polk Schools for our kids. With the
3-2-1 7 year ARM buydown, to our pleasant surprise
we were able to move to
an Altoona for the same money as we lived in
our Sheridan Park smaller home! |
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Tim
& Amber
We
were living in an older home in Highland Park.
After meeting the Wolvers Pack and seeing their
special financing we were
able to sell and pay off all of our current
bills and build a brand new 3 bedroom ranch
in Country Cove for the same monthly payment.
The power of creative financing! |
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WE
CAN SAVE YOU MONEY EVERY MONTH!
Buying
or selling we will get the job done right!
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Steve
Wolvers &
The Wolvers Pack
102 1st Street S.E.
Bondurant, IA 50035
Assistance Lines:
515-967-1844 or
515-967-1856
Fax:
515-967-5433
Toll Free:
1-800-228-7340 ext. 104
Cell:
515-669-7355
Email:
remaxslw@aol.com
Realtor,
Des Moines Relocation & Real Estate
Realtor licensed in the state of Iowa |
RE/MAX
Suburban
515-967-5424
Each office independently owned and operated
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Equal Housing Lender |
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