YOU CAN LIVE IN A NEW HOME, TOO!

A 3-2-1 interest rate buy down on a 30 year fixed mortgage rate. This is buying down a 30 year fixed 1st year’s interest rate at 2.25%, year 2 at 3.25%, year 3 at 4.25% and fixed at 5.25% for years 4 through 30. Save $57,770.71 in interest compared with a 30 year fixed at 5.5%.

A fixed for 7 years balloon at 4.375% interest. This is a great rate for the buyer, who if they fit the normal buyer, over 99% will refinance or move within 7 years. With this loan you save paying the banker $21,293.71 compared to a 30 year fixed at 5.5%, in 7 years your profit not your bankers!

3-2-1 buy down on a 7 year balloon, this interest rate starts out with first year interest rate of a 1.625%, second year at 2.625% and a third year at 3.625%. Years 4 - 7 are fixed at 4.625% which saves you a total of $27,492.55 in 7 years compared to a 30 year fixed at 5.5% interest. The difference in your equity or the bankers profit, you decide!

This is a community reinvestment loan (CRA) at 3.375%. The maximum income the buyers can have as a household income is $51,160 per year. It is a 5/1 A.R.M. meaning it’s fixed for the first five years and can adjust one percent per year after that with a maximum of six percent or 9.375% maximum over the life of the loan.

For the die hard that swears they will never move or refinance, you can’t beat this. A 30 year fixed mortgage at only 4.75% compared to a normal 30 year fixed today at 5.5%. We save you $31,037.22 over 30 years. Talk about cutting the bankers profits and building your equity with no risk of payment changing.

For the savvy investor, compare a 15 year fixed at only 4.25% interest. Save thousands in interest and payment. This loan will save you $160,633.80 compared to paying a standard thirty 30 fixed mortgage at 5.5% interest.

Here it is, the perfect solution for renters who have no money saved and no money to buy appliances. With our special financing, we pay 100% of your closing costs, or give you a new refrigerator, washer and dryer for your brand new home 2% of the homes purchase price max.

Here is our most popular option! First figure how much equity you’re getting out of your home. Then figure up what you’re paying today for rent or your current mortgage payment. Now, add that amount to the car, credit card, boat, camper or current debts you have. With this option, you pay your debts with your equity. See how much you can save monthly with all your other debts paid off! Then with today’s rates, have a payment of only $1,046.88 per month. This loan is an 80/20 interest only. The 80% is fixed for 60 months currently, at 4.125% and the second 20% is a home equity line of credit (HELOC). Currently 7.125%. This loan has saved past clients as much as $1,800 per month over what they were previously paying monthly.

Timothy & Cynthia

We were upside down in our current mortgage because of being relocated so recently after purchasing a home in our last location. With the power of the no payment for 12 months option, we were able to build our dream home in Wyatt Woods and pay off our shortage and other debt for the same monthly payment $849.26

Rita Marie

After years of renting my dream happened. Wtih thanks to Equity Funding and the Wolvers Pack, I bought a totallly remodeled home with $736.52 out of my pocket and recieved $5,072.25 Free Gifted Money!

David & Jeanne

We were living in an older home in Altoona and were in desperate need of a large addition. We had outgrown our home. With the Wolvers Pack special 3-2-1 buydown financing we sold our home and built a brand new home and we saved almost a $1000 a month on our monthly payments!

Joe & Angela

We were renters. We bought a $289,900 townhouse with Equity Funding of Iowa we moved in with absolutely no out of pocket cost to us and now we are owners for the same monthly payments as we paid for rent!

David & Jody

We had an older Altoona 1 ½ story home. With the Wolvers Pack special financing we were able to take all of our equity and pay off debts and moved into our brand new Wyatt Woods 2 story home for the same monthly payment. The magic of the lower interest rate!

David & Kim

We were renters. We bought a $200,000 brand new home with $409 out of pocket. No payment for one year allows us to pay off all our debt. Only $997.50 a month! NO PAYMENT FOR ONE YEAR!

Ricky Ellis

I was a renter. I am a disabled Veteran and had always dreamed of owning my own home. The Wolvers Pack helped with VA financing my home. With their help I have achieved my dream and own my own home.

Thomas & Deanne

We were living in a small Des Moines ranch and wanted SE Polk Schools for our kids. With the 3-2-1 7 year ARM buydown, to our pleasant surprise we were able to move to an Altoona for the same money as we lived in our Sheridan Park smaller home!

Tim & Amber

We were living in an older home in Highland Park. After meeting the Wolvers Pack and seeing their special financing we were able to sell and pay off all of our current bills and build a brand new 3 bedroom ranch in Country Cove for the same monthly payment.
The power of creative financing!